top of page


How Reinspection Can Increase Your Insurance Payout 🏠⚖️
Low estimate after inspection? A reinspection might change everything. Base Claims helps homeowners push for a fair reassessment of their damage.

BASE CLAIMS
2 days ago3 min read


Recorded Insurance Statements in Florida: What Not to Say 📝⚖️
One recorded statement can weaken your entire claim. Base Claims helps Florida homeowners avoid mistakes that insurers often use against them.

BASE CLAIMS
6 days ago3 min read


Refrigerator Water Line Leaks: Small Issue That Turns Into a Major Insurance Dispute
A small refrigerator leak can quickly become a denied claim. Base Claims helps Florida homeowners prove damage and fight low settlement offers.

BASE CLAIMS
May 194 min read


Loss of Use Coverage in Florida: How Temporary Costs Are Paid 🏠💳
Loss of Use coverage can cover hotels and daily expenses, but many claims get underpaid. Base Claims helps Florida homeowners recover what they’re owed.

BASE CLAIMS
May 184 min read


Depreciation Traps: Why Your Insurance Payout Is Lower Than Expected 🏠💰
Depreciation often cuts your payout more than expected. Learn how insurers reduce value and how Base Claims helps you push back on unfair calculations.

BASE CLAIMS
May 164 min read


HOA vs Homeowner Insurance in Florida: Who Actually Pays for Property Damage?
HOA says one thing, your insurer says another. Learn who really pays for property damage in Florida and how Base Claims helps untangle responsibility.

BASE CLAIMS
May 124 min read


HVAC Failures in Florida Homes: What Insurance Covers ❄️🏠
HVAC breakdowns aren’t always fully covered. Learn when insurers pay—and when they don’t—and how Base Claims challenges partial or denied repairs.

BASE CLAIMS
May 104 min read


Neighbor’s Tree Damages Your Roof in Florida: Who Really Pays the Claim
When a neighbor’s tree falls on your roof, who pays? Base Claims helps Florida homeowners understand insurance responsibilities and next steps.
Benji Licht
Apr 293 min read


Insurance Estimate Too Low in Florida: How to Fight for Full Claim Payment
Low insurance estimates happen. Base Claims advises Florida homeowners on challenging undervalued claims to receive fair compensation.
Benji Licht
Apr 273 min read


Insurance Refuses Full Roof Replacement in Florida: What Homeowners Can Do
Insurance might deny a full roof replacement. Base Claims guides Florida homeowners on appealing decisions and securing proper coverage.
Benji Licht
Apr 263 min read


Multi-Event Property Damage in Florida: One Insurance Claim or Multiple
Damage from multiple events can be tricky. Base Claims helps Florida homeowners decide if they should file separate claims or combine them.
Benji Licht
Apr 233 min read


Power Surges Destroy Home Systems: What Florida Insurance Won’t Cover
Power surges can ruin electronics and appliances. Base Claims shows Florida homeowners what insurance typically covers—and what it doesn’t.
Benji Licht
Apr 213 min read


Water Damage Reaching Electrical Systems: What Florida Insurance Covers
Water can damage more than floors. Base Claims explains Florida insurance coverage for electrical issues caused by leaks or flooding.
Benji Licht
Apr 173 min read


Exterior Storm Damage Leading to Interior Losses: Florida Claim Guide
Base Claims helps Florida homeowners understand insurance coverage for interior damage caused by storm-exposed exteriors.
Benji Licht
Apr 163 min read


Major Pipe Failure in Florida Homes: High-Value Insurance Claim Secrets
When pipes burst, losses can add up fast. Base Claims guides Florida homeowners through insurance claims to make sure they get what’s fair.
Benji Licht
Apr 153 min read


Standing Water for Days in Florida Homes: How Insurance Reduces Your Payout
Prolonged water can harm your home and lower insurance payouts. Base Claims helps Florida homeowners navigate claims and protect their interests.
Benji Licht
Apr 143 min read


Fire Damage Across Multiple Rooms: How Insurance Splits Your Claim in Florida
Fire damage can hit multiple rooms at once. Base Claims helps Florida homeowners understand how insurance divides payouts so nothing is missed.
Benji Licht
Apr 133 min read


The Truth About Water Damage Payouts — And Why Most Homeowners Receive Less Than They Should
Base Claims exposes why insurance payouts for water damage are often undervalued and shows how proper documentation and expert advocacy uncover full compensation.
Benji Licht
Apr 83 min read


The 24-Hour Water Damage Checklist: What to Do Before the Carrier’s Adjuster Arrives
Just had a leak? Follow the Base Claims 24-hour water damage checklist to protect your Florida home and prepare your insurance claim for maximum success.
Benji Licht
Mar 303 min read


Matching Endorsements: Why "Close Enough" Tiles Aren't Good Enough for Your Roof
Does your Florida roof need a full match? Base Claims leverages matching endorsements to ensure your insurer replaces the entire surface, not just a few tiles.
Benji Licht
Mar 293 min read
Blog
LET US HANDLE YOUR CLAIM
Have questions about how to work with a public adjuster? Talk to our lead public claims adjuster today!
bottom of page

