Nuestras tarifas
UN PROCESO TRANSPARENTE
Honorarios de los ajustadores públicos de reclamos básicos
En Base Claims, la transparencia es nuestra base. Como parte de nuestros servicios de ajuste público en Florida, le ayudamos a comprender el proceso de reclamo de seguros y sus tarifas. Es su derecho a estar informado y nos comprometemos a brindarle claridad en cada paso del proceso. Haga clic aquí para consultar nuestras tarifas.
Tarifas de regulación y contingencia
Los honorarios de nuestros ajustadores públicos autorizados se ajustan a las regulaciones del Departamento de Servicios Financieros de Florida. Puede consultar el Estatuto de Florida que regula a los ajustadores públicos para obtener información detallada.
Los honorarios de los peritos públicos de Base Claims se basan en honorarios de contingencia, lo que garantiza que no pagará nada a menos que resolvamos su reclamación con éxito. Nuestros honorarios tienen los siguientes límites:
Para residencias, no más del 20% en reclamos nuevos (no relacionados con estado de emergencia) o reabiertos.
Para uso residencial, no más del 10 % de cualquier reclamo resultante de una declaración de estado de emergencia dentro del primer año (aplicable únicamente a pólizas de asociaciones de propietarios y condominios).
Para reclamaciones comerciales los porcentajes pueden variar.
Call with your declarations page open, and we will go through which parts of your Isaias damage it lists.
Roof damage from Isaias
The insurer pays to fix the part of the roof the wind damaged. How big that part is decides between a patch and a full replacement.
More reading: hurricane roof claims in Florida.
Your hurricane deductible
A percentage deductible is figured on the dwelling coverage in your policy. On a home insured for $250,000, a 2% deductible means you carry the first $5,000.
More reading: how the hurricane deductible works.
60 days to pay or deny
Once you report, the insurer has 60 days to pay or deny (Florida Statute 627.70131). Mediation, or a document it asked you for and has not received, can pause that clock.
More reading: how long the insurer has to pay.
Denied or paid too little
Ask the insurer for its reason in writing, then hold that reason up against your policy. A low check is sometimes correct once the deductible and depreciation come out, so do that math before you push back.
More reading: when a hurricane claim is denied and when the estimate is too low.
Does your insurance company change the answer?
Your insurer's name tells you less than your policy does. Get three things on the table: your full policy, the denial or estimate letter, and your photos.
More on: Citizens, Universal Property, Slide, Tower Hill, People's Trust, American Integrity, Kin, Heritage.
What a public adjuster costs on an Isaias claim
For a year after the Governor's emergency order, Florida law generally caps a public adjuster's fee at 10% of the claim payment, with some exceptions (s. 626.854). The fee is taken out of that payment.
More reading: public adjuster fees in Florida and how to check a public adjuster's license.
Isaias claims by area
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Pensacola, Navarre and Gulf Breeze
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Destin, Fort Walton Beach and Okaloosa Island
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Crestview and north Okaloosa County
Talk to a licensed public adjuster
DEJE QUE NOSOTROS MANEJEMOS SU RECLAMO
¿Tiene preguntas sobre cómo trabajar con un ajustador público? ¡Hable hoy mismo con nuestro ajustador de reclamos público principal!
Base Claims is a licensed public adjusting firm in Hallandale Beach, and we take claims across Florida.
General information only. Coverage depends on your policy and the facts of your claim. Base Claims is not a law firm and does not give legal advice.
Base Claims Public Adjusters, 2400 NE 9th St, Hallandale Beach, FL 33009. Benji Licht, Licensed Public Adjuster, FL Lic. #W523574. Yossi Garber, Licensed Public Adjuster, FL Lic. #G173942.